The Answer builder, the Motion builder, the validation letter and the case tracker cost nothing and always will. The packages below are the written guides that explain what to do with them. One-time price, instant download, no subscription.
| Starter | Core | Complete | |
|---|---|---|---|
| Case Diagnostic workbook | ✓ | ✓ | ✓ |
| Issuer clause table | ✓ | ✓ | ✓ |
| Response Kit | – | ✓ | ✓ |
| Arbitration Battle Box | – | – | ✓ |
| Price | $49 | $149 | $249 |
Each guide arrives as a PDF made out in your name. You can read the details of each one first: Case Diagnostic, Response Kit, Battle Box.
These do not depend on buying anything.
The packages are sorted by what the material covers, not by how much you are being sued for. Nobody pays more because their case is bigger.
The orientation material. It is built around the questions people ask first after being served, and it includes the worksheet for reading your own card agreement's arbitration clause.
Starter plus the Response Kit. Filing, service and deadlines work the same whether or not arbitration is available, so this is the package that applies to every kind of case.
Core plus the arbitration guide. It only helps if the agreement behind the debt has an arbitration clause that reaches the case. We read all 673 consumer card agreements in the public CFPB archive: 41 have no clause at all, and many of the rest limit arbitration while a case stays in small claims. If that describes yours, the Battle Box will not do much for you, and we would rather tell you that up front.