Answer two quick questions and we'll point you to the free tool that fits where you are. It's a general starting point, not advice about your specific case.
Where are you right now?
I have been served with a lawsuit (I have court papers or a summons)
A collector is contacting me, but I have not been sued yet
There is already a judgment against me
I am not sure what is happening
Does your credit card agreement have an arbitration clause?
Yes, or I think so
I have not checked yet
No, there is no arbitration clause
Suggested starting point
Get the free Arbitration Playbook
Your plain-English guide to fighting a credit card debt lawsuit: what arbitration is, why it changes the math, and the steps people take. Free, and we will email you when things change.
Not a lawyer. Not a law firm. Not legal advice. This tool gives a general educational suggestion based on the little you entered. It cannot know the facts of your case and is not advice about your specific situation. Court deadlines and rights vary by state and can be short, so do not wait. Read your own court papers, and if you can, consult a licensed attorney in your state.